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Terms and Conditions

Effective date: October 23, 2026

Key Takeaway

These terms govern your use of CompareCancerInsurance.com. Our content is general information, final rates and approval come from the insurance company, and submitting a form lets a licensed agent from our agency contact you.

Acceptance of Terms

By accessing or using CompareCancerInsurance.com (the “Site”), you agree to these Terms & Conditions and to our Privacy Policy. If you do not agree, please do not use the Site. You must be at least 18 years old to submit information through the Site.

Who We Are

The Site is owned and operated by ZRN Health & Financial Services, LLC, a Texas limited liability company, doing business as CompareCancerInsurance.com (“we,” “us” or “our”). Our agency also operates under the name Medisupps.com, and our licensed agents may identify themselves by that name when they contact you.

Informational Use Only

The content on the Site is provided for general educational purposes. It is not insurance, tax, legal or medical advice, and it does not create an agent, advisor or doctor-patient relationship. Decisions about your coverage, taxes or health should be made with the appropriate licensed professional. See our Insurance Disclaimer for more detail.

Insurance Licensing and Agent Contact

Insurance products discussed on the Site are offered through licensed insurance agents of our agency. Agents may only sell policies in the states where they hold an active license, and not every product is available in every state. A licensed agent will review your options with you before you apply.

Quotes and Insurance Companies

✔Quotes and premium examples on the Site or from our agents are estimates based on the information you provide.
✔Your final premium, benefits and approval are determined only by the insurance company that issues the policy.
✔Insurance companies may ask health questions and may decline an application under their own underwriting rules.
✔Coverage begins only when the insurance company approves your application and the policy takes effect.

Consent to Contact

By submitting a form on the Site, you give ZRN Health & Financial Services, LLC, including its licensed agents operating as Medisupps.com, your express written consent to contact you about cancer insurance and other supplemental health insurance products at the phone number and email address you provide. This includes calls and text messages made with automated technology, prerecorded messages or an artificial voice, even if your number is on a federal, state or company do-not-call list.

Your choice

Consent is not a condition of buying any product. Message and data rates may apply. You can opt out at any time by replying STOP to a text message, asking the agent to place you on our do-not-call list, or contacting us through the Site.

You confirm that the phone number you submit belongs to you or that you are authorized to give consent for it.

Accuracy and Policy Data

We work to keep benefit amounts, issue ages, waiting periods and state availability accurate, but insurance companies can change their products at any time. We do not guarantee that information on the Site is complete, current or error-free. The policy, its outline of coverage and the insurance company’s application control over anything stated on the Site.

Intellectual Property

All text, graphics, design and other content on the Site are owned by or licensed to us and are protected by copyright and trademark laws. You may view and print pages for your personal, non-commercial use. You may not copy, republish, scrape or distribute our content without written permission. Insurance company names and logos belong to their owners.

Third-Party Links

The Site may link to websites run by insurance companies, government agencies and other third parties. We provide these links for convenience only. We do not control and are not responsible for the content, policies or practices of any third-party site.

Disclaimer of Warranties

The Site and its content are provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of accuracy, merchantability, fitness for a particular purpose or non-infringement. We do not warrant that the Site will be uninterrupted, secure or free of errors or harmful components.

Limitation of Liability

To the fullest extent permitted by law, we and our owners, employees and agents are not liable for any indirect, incidental, special, consequential or punitive damages arising from your use of, or inability to use, the Site or its content. This includes any decision you make based on information found on the Site.

Indemnification

You agree to defend, indemnify and hold harmless ZRN Health & Financial Services, LLC and its owners, employees and agents from any claims, losses or expenses, including reasonable attorneys’ fees, arising from your misuse of the Site, your violation of these terms or information you submit that is false or that you were not authorized to provide.

Governing Law

These terms are governed by the laws of the State of Texas, without regard to its conflict-of-law rules. Any dispute arising from these terms or your use of the Site will be brought in the state or federal courts located in Travis County, Texas, and you consent to the jurisdiction of those courts.

Changes to These Terms

We may update these Terms & Conditions at any time. Changes take effect when posted, and the effective date at the top of this page will be updated. Continuing to use the Site after a change means you accept the revised terms.

Contact

Questions about these terms can be sent through our Contact Us page or by calling 1-888-891-0229.

ZRN Health & Financial Services, LLC
d/b/a CompareCancerInsurance.com
1200 Lakeway Drive, Suite 17A
Austin, TX 78734

Russell Noga, founder of CompareCancerInsurance.com

About the Author

Russell Noga

Founder, CompareCancerInsurance.com

Russell Noga is a licensed insurance broker and the founder of ZRN Health & Financial Services, LLC. He has spent more than 16 years helping people compare supplemental health coverage online, including cancer, hospital indemnity, dental and Medicare plans. He started CompareCancerInsurance.com so adults of any age can see how lump-sum and treatment-based cancer policies differ before they ever need to file a claim. He reviews the policy details on this site against carrier brochures and outlines of coverage.

Connect with Russell on LinkedIn

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