Cancer Insurance Quotes: Compare Rates From Top Carriers

You do not need medical records or a doctor’s note to get a quote. Have a few basic details ready: your ZIP code, your date of birth, whether you use tobacco, who you want covered (just you, or your spouse and children too) and the benefit amount you are considering.

If you are not sure how much coverage you need, start with a round number such as $10,000 or $25,000. You can raise or lower it while comparing to see how the price changes.

The whole process usually takes less than one phone call. There is no cost and no obligation to buy.

We quote policies from six well-known insurance companies, so you can see different policy designs in one place:

For a closer look at each carrier’s strengths, see our ranking of the best cancer insurance companies.

The lowest monthly price is not always the best value. Line up each quote on the same points:

Rules vary by carrier and state. Always review the outline of coverage before you apply.

Once you pick a policy, you complete an application with your personal details and answers to the health questions. Many applicants receive a decision quickly because there is usually no exam.

After approval, coverage starts on the policy’s effective date. Most cancer policies then have a waiting period, often about 30 days, before a new diagnosis is covered. Many also include a free-look period, such as 30 days, during which you can cancel for a full refund of premium.

Many people do both: they start online, then talk to an agent before applying so their questions get answered.